Hi guys, have you heard about Opay EaseMoni? Is it legit?, How Does Easemoni Loan works? How to Repay easemoni loan?

We will discuss everything in this review. Just keep reading…

What is EaseMoni?

EaseMoni is a new loan service that Opay announced on May 17th, 2021. where You as an active OPay customer can apply for loans according to their Terms.

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EaseMoni is another credit application that offers Nigerians up to 1,000,000 nairas in close-to-home and business advances.

This platform is truly simple to use with a very much planned interface.

All you need is only your OPay Account (KYC Level 2). If you don’t have an Opay account, what you need to get the loan on easement is your telephone number and Bank Verification Number BVN.

The EaseMoni loan platform utilizes computerized reasoning artificial intelligence to break down and decide your credit value from your BVN and SMS on your phone.

So while registering, make sure to use the number you used for your BVN. because They will investigate how much cash is entering and transfer on your bank account to decide the amount they’ll borrow you.

If you have an Opay account, you are good to select the type of loan you want to apply for on Opay directly.

You can select between different types of loans you want,  with the Terms and You can see the conditions and details of each kind of loan on Opay EaseMoni Platforms.

You can even request anna an EaseMoni loan through Opay online sites [operapay.com Opay. ng] or the official Opay app. Which is available on google play store.

Account refers to the account You registered on opay Platform to receive EaseMoni Services [loans].

And you don’t need to be worried, Your EaseMoni Account is the same as Your OPay wallet Account.

So your loan will be credited to your OPay wallet. Then you make a transfer to your bank account.

EaseMoni Interest Rate

This service is not for free, just like top loan platforms,   there are interest charges You must pay for the use of EaseMoni.

The loan Interest rate is 5% to 10% monthly and the annual interest rate will not exceed 120% of the loan. (depends on the amount you are applying for).

And this interest rate will be determined by the amount of the EaseMoni amount You want to apply, which will be displayed before Your final confirmation of the EaseMoni loan.

For example, if you are applying for 30 days loan, let’s say you apply ₦10,000 the interest would be ₦1,020; the total amount due would be ₦11.020.

If you are have not applied for an EaseMoni loan before, and you are eligible, the first month’s repayment would be ₦900 or ₦1,000,  so repayment of another loan would be ₦1,020.

And If you don’t pay in time, there is an overdue fee that should be repaid after the repayment date.

How To Register EaseMoni Account

Before you can benefit from the EaseMoni service, you must be a registered user on their Platform to access or use Services.

And only users with BVN can register an EaseMoni account on the Platform.

So if you have an Opay account, you can register an easemoni account through Opay. They will use your OPay Wallet Account information, to issue Your account as well as the amount you want to apply for.

Note: Your EaseMoni account may cancel or terminate if opay suspect that you have registered more than one EaseMoni Account with one BVN.

How To Apply For Opay EaseMoni Loan.

For Opay users, Login into your OPay account, and click on “EaseMoni”

You will be redirected to the EaseMomi homepage. Where you can select the amount you want.

If you don’t have an Opay account, kindly download the EaseMoni app on the google play store from here and register with your telephone number and bank verification number (BVN).

Once you are on the EaseMoni homepage page, select the amount you want. As shown in the screenshot below.

Then click on “Apply” and follow the instructions. You can apply for up to N20,000 at once.

You may also like to read this: List Of The First-rate Apps For Loaning Money In 2021

As you can see in the screenshot. Am eligible to get up to 20,000 nairas.  For the first time. The next will depends on how you repay your loan.

Easement Loan Amount starts from 3,000 nairas, and the maximum loan amount you can get is 1,000,000 naira. They will decide the next amount you can apply for again after repayment.

So to increase your loan amount offer, pay before the due time. And if you are Opaan y user, do more transactions on your OPay Account.

How do to get a higher amount in easement loan.

You have to be repaying your loan before the due date to get a higher amount in an easemoni loan. If you don’t pay your loan in time, you won’t be able to get a high loan.

What are EaseMoni Credit Limits?

It is is is just like other top loans platform, the credit limit is the maximum line of loans/l approved by your loan status.

You can log into your EaseMoni Account and check Your credit line on the relevant pages. From the Credit Limits page, You wíll see the amount for each loan type.

How To Repay EaseMoni loan.

To repay your EaseMoni loan, log into your OPay Account >> Click EaseMomi and then click then the repay icon to settle the payment that’s all.

You can either repay in full or make a partial payment.

Easement customer care number.

Here is the easemoni customer care number: +234 9087614150, So If you have any issue, Just Contact EaseMoni Team Directly. And you can also contact them through info.easymoni@gmail.com

EaseMomi App.

EaseMoni expert on your phone 1.1.0 APK Info.

• Version: 1.1.0
• File size: 9.58MB
• Requires: Android 5.0+
• Package Name: com.loan.cash.credit.easement.Nigeria
• Developer: Blue Ridge Microfinance Bank Limited
• Updated: August 06, 2021
• Price: Free
• Rate 4.50 stars – based on 221 reviews

Download EaseMoni App on google play store: https://play.google.com/store/apps/details?id=com.loan.cash.credit.easemoni.nigeria

Download EaseMoni Apk on Apktada: https://apktada.com/download-apk/com.loan.cash.credit.easemoni.nigeria

If you have any questions regarding getting a loan in EaseMoni, feel free to drop your comment through the comment section below.

You may also like to read this: Opay CreditMe: How To Benefit From FreeCash Service On Opay.

And don’t forget to share with your friends and family on social media networks. Thanks for reading my tutorial.

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